Home Purchase
Your path to homeownership starts here
Start With the Right Financing Plan
Before you make an offer, it helps to understand how much you may be able to borrow and what your estimated monthly payment could be.
Mortgage Pros Funding can review your financial information, discuss potentially available loan programs, and help you prepare for the purchase process—from pre-approval through closing.
Explore Home Purchase OptionsKnow your buying power before you begin shopping.
- Review an estimated price and payment range
- Plan for down payment and closing costs
- Compare potentially available loan options
- Identify the documents you may need
Pre-approval is subject to verification of the information provided and applicable loan requirements.
What to Plan for Before You Make an Offer
Your purchase budget includes more than the price of the home. Review these key areas as you prepare.
Upfront Funds
Consider the down payment, earnest money deposit, closing costs, prepaid expenses, and any reserve funds that may be required.
Estimated Monthly Cost
Look beyond principal and interest by accounting for property taxes, homeowners insurance, mortgage insurance, and possible HOA dues.
The Right Loan Fit
Available options may vary based on credit, income, assets, occupancy, property type, loan amount, and program requirements.
Explore Loan ProgramsFrom Pre-Approval to Closing
Every transaction is different, but most purchase loans follow these general stages.
Review Your Finances
Discuss your income, assets, credit, obligations, purchase budget, and timeline.
Get Pre-Approved
Submit the requested information so your qualifications and potentially available options can be reviewed.
Make an Offer
Once your offer is accepted, complete or update your formal loan application as needed and provide any additional documents requested.
Underwriting and Closing
The loan moves through processing, appraisal, underwriting, final approval, and closing.
This inquiry is not a loan application or pre-approval and does not authorize a credit check.