.mpf-calculators {
	--mpf-calculator-navy: var(--mortgage-navy, #101c46);
	--mpf-calculator-blue: var(--mortgage-blue, #21388a);
	--mpf-calculator-gold: var(--mortgage-gold, #e5b94f);
	--mpf-calculator-border: var(--mortgage-border, #e4e7ef);
	--mpf-calculator-muted: #667085;
	--mpf-calculator-soft: #f6f8fc;
	--mpf-calculator-white: #ffffff;
}

.mpf-calculator-tabs {
	display: grid;
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 10px;
	margin-bottom: 20px;
}

.mpf-calculator-tab {
	display: flex;
	min-height: 88px;
	align-items: center;
	justify-content: center;
	gap: 10px;
	padding: 18px 16px;
	border: 1px solid var(--mpf-calculator-border);
	border-radius: 6px;
	background: rgba(255, 255, 255, 0.75);
	color: var(--mpf-calculator-navy);
	font-size: 15px;
	font-weight: 600;
	line-height: 1.35;
	text-align: center;
	transition:
		border-color 0.25s ease,
		background-color 0.25s ease,
		box-shadow 0.25s ease,
		color 0.25s ease,
		transform 0.25s ease;
}

.mpf-calculator-tab i {
	color: var(--mpf-calculator-blue);
	font-size: 21px;
}

.mpf-calculator-tab:hover,
.mpf-calculator-tab:focus-visible {
	border-color: rgba(33, 56, 138, 0.4);
	background: var(--mpf-calculator-white);
	box-shadow: 0 10px 25px rgba(16, 28, 70, 0.08);
	transform: translateY(-2px);
}

.mpf-calculator-tab:focus-visible {
	outline: 3px solid rgba(229, 185, 79, 0.55);
	outline-offset: 2px;
}

.mpf-calculator-tab.is-active {
	border-color: var(--mpf-calculator-navy);
	background: var(--mpf-calculator-navy);
	box-shadow: 0 15px 35px rgba(16, 28, 70, 0.18);
	color: var(--mpf-calculator-white);
}

.mpf-calculator-tab.is-active i {
	color: var(--mpf-calculator-gold);
}

.mpf-calculator-panels {
	border: 1px solid var(--mpf-calculator-border);
	border-radius: 8px;
	background: var(--mpf-calculator-white);
	box-shadow: 0 20px 60px rgba(16, 28, 70, 0.1);
	overflow: hidden;
}
.mpf-calculator-panel {
	padding:0;
}
.mpf-calculator-panel[hidden] {
	display: none;
}

.mpf-calculator-layout {
	display: grid;
	grid-template-columns: minmax(0, 1.45fr) minmax(310px, 0.75fr);
	min-height: 620px;
}

.mpf-calculator-form {
	padding: 55px;
}

.mpf-calculator-heading {
	max-width: 720px;
	margin-bottom: 35px;
}

.mpf-calculator-kicker {
	display: block;
	margin-bottom: 10px;
	color: var(--mpf-calculator-blue);
	font-size: 14px;
	font-weight: 700;
	letter-spacing: 0.08em;
	text-transform: uppercase;
}

.mpf-calculator-heading h3 {
	margin-bottom: 12px;
	color: var(--mpf-calculator-navy);
	font-size: clamp(27px, 2.3vw, 38px);
	font-weight: 700;
	letter-spacing: -0.04em;
	line-height: 1.15;
}

.mpf-calculator-heading p {
	max-width: 650px;
	margin-bottom: 0;
}

.mpf-field-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 22px 24px;
}

.mpf-field label {
	display: block;
	margin-bottom: 8px;
	color: var(--mpf-calculator-navy);
	font-size: 14px;
	font-weight: 600;
	line-height: 1.4;
}

.mpf-input-wrap {
	display: flex;
	min-height: 54px;
	align-items: stretch;
	border: 1px solid #d7dce7;
	border-radius: 5px;
	background: var(--mpf-calculator-white);
	overflow: hidden;
	transition:
		border-color 0.2s ease,
		box-shadow 0.2s ease;
}

.mpf-input-wrap:focus-within {
	border-color: var(--mpf-calculator-blue);
	box-shadow: 0 0 0 3px rgba(33, 56, 138, 0.12);
}

.mpf-input-wrap > span {
	display: flex;
	align-items: center;
	justify-content: center;
	padding: 0 14px;
	background: var(--mpf-calculator-soft);
	color: #5b6476;
	font-size: 13px;
	font-weight: 600;
	white-space: nowrap;
}

.mpf-input-wrap.has-prefix > span:first-child {
	border-right: 1px solid #e2e6ee;
}

.mpf-input-wrap.has-suffix > span:last-child {
	border-left: 1px solid #e2e6ee;
}

.mpf-input-wrap input,
.mpf-input-wrap select {
	width: 100%;
	min-width: 0;
	height: auto;
	margin: 0;
	padding: 13px 14px;
	border: 0;
	border-radius: 0;
	background: transparent;
	box-shadow: none;
	color: var(--mpf-calculator-navy);
	font-size: 16px;
	font-weight: 600;
	line-height: 1.4;
}

.mpf-input-wrap input:focus,
.mpf-input-wrap select:focus {
	outline: 0;
	box-shadow: none;
}

.mpf-input-wrap input:invalid {
	box-shadow: none;
}

.mpf-form-actions {
	display: flex;
	align-items: center;
	gap: 22px;
	margin-top: 34px;
}

.mpf-reset-button {
	padding: 8px 0;
	border: 0;
	border-bottom: 1px solid currentColor;
	background: transparent;
	color: var(--mpf-calculator-blue);
	font-size: 14px;
	font-weight: 600;
	line-height: 1.2;
}

.mpf-reset-button:hover,
.mpf-reset-button:focus-visible {
	color: var(--mpf-calculator-navy);
}

.mpf-reset-button:focus-visible {
	outline: 2px solid var(--mpf-calculator-gold);
	outline-offset: 4px;
}

.mpf-calculator-results {
	display: flex;
	flex-direction: column;
	padding: 55px 45px;
	background:
		linear-gradient(rgba(16, 28, 70, 0.97), rgba(16, 28, 70, 0.97)),
		radial-gradient(circle at top right, rgba(229, 185, 79, 0.25), transparent 45%);
	color: var(--mpf-calculator-white);
}

.mpf-results-label {
	color: var(--mpf-calculator-gold);
	font-size: 14px;
	font-weight: 700;
	letter-spacing: 0.06em;
	text-transform: uppercase;
}

.mpf-result-primary {
	display: block;
	margin: 10px 0 30px;
	color: var(--mpf-calculator-white);
	font-size: clamp(42px, 4vw, 62px);
	font-weight: 700;
	letter-spacing: -0.05em;
	line-height: 1;
}

.mpf-result-primary--text {
	max-width: 100%;
	font-size: clamp(34px, 3vw, 49px);
	line-height: 1.05;
}

.mpf-result-breakdown {
	border-top: 1px solid rgba(255, 255, 255, 0.14);
}

.mpf-result-breakdown > div,
.mpf-result-summary {
	display: flex;
	align-items: flex-start;
	justify-content: space-between;
	gap: 20px;
	padding: 15px 0;
	border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.mpf-result-breakdown span,
.mpf-result-summary span {
	color: rgba(255, 255, 255, 0.68);
	font-size: 14px;
	line-height: 1.45;
}

.mpf-result-breakdown strong,
.mpf-result-summary strong {
	color: var(--mpf-calculator-white);
	font-size: 15px;
	font-weight: 700;
	line-height: 1.45;
	text-align: right;
}

.mpf-result-summary {
	margin-top: 12px;
	border-bottom: 0;
}

.mpf-result-summary strong {
	color: var(--mpf-calculator-gold);
}

.mpf-result-note {
	margin: auto 0 0;
	padding-top: 30px;
	color: rgba(255, 255, 255, 0.58);
	font-size: 12px;
	line-height: 1.65;
}

.mpf-calculator-disclaimer {
	display: flex;
	align-items: flex-start;
	gap: 18px;
	padding: 25px 28px;
	border: 1px solid var(--mortgage-border, #e4e7ef);
	border-radius: 6px;
	background: var(--mortgage-soft-blue, #f3f6fc);
	color: #5d6574;
	font-size: 13px;
	line-height: 1.7;
}

.mpf-calculator-disclaimer i {
	flex: 0 0 auto;
	margin-top: 2px;
	color: var(--mortgage-blue, #21388a);
	font-size: 21px;
}

.mpf-calculator-disclaimer strong {
	color: var(--mortgage-navy, #101c46);
}

@media (max-width: 1199px) {
	.mpf-calculator-form {
		padding: 45px 38px;
	}

	.mpf-calculator-results {
		padding: 45px 35px;
	}
}

@media (max-width: 991px) {
	.mpf-calculator-tabs {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}

	.mpf-calculator-layout {
		grid-template-columns: 1fr;
	}

	.mpf-calculator-results {
		min-height: 530px;
	}
}

@media (max-width: 575px) {
	.mpf-calculator-tabs {
		grid-template-columns: 1fr;
	}

	.mpf-calculator-tab {
		min-height: 64px;
		justify-content: flex-start;
		padding: 15px 18px;
		text-align: left;
	}

	.mpf-calculator-form,
	.mpf-calculator-results {
		padding: 32px 22px;
	}

	.mpf-field-grid {
		grid-template-columns: 1fr;
		gap: 18px;
	}

	.mpf-form-actions {
		align-items: flex-start;
		flex-direction: column;
	}

	.mpf-form-actions .btn {
		width: 100%;
	}

	.mpf-result-breakdown > div,
	.mpf-result-summary {
		gap: 12px;
	}

	.mpf-calculator-disclaimer {
		padding: 22px;
	}
}

@media (prefers-reduced-motion: reduce) {
	.mpf-calculator-tab {
		transition: none;
	}
}